All-Important Credit Scores Asheville NC

Credit scores are used in a variety of ways in Asheville to see if borrowers are a good risk and to determine what type of interest rates they receive. That includes credit cards, car loans, mortgages and even renting an apartment.

Equitable Credit
(919) 846-7000
8378 Six Forks Rd
Raleigh, NC
 
Ordered Steps Consulting
(919) 783-7770
4002 Barrett Dr
Raleigh, NC
 
Financial Crisis Prevention
(704) 919-3434
1914 J.N. Pease Place
Charlotte, NC
 
Consumer Credit Counseling
(336) 665-1267
62 Tannenbaum Cir
Greensboro, NC
 
Child Support Enforcement
(919) 560-8900
220 E Main St
Durham, NC
 
Credit Elite
(800) 914-7538
8404 Battle Abby Ct
Knightdale, NC
 
Durham Upc
(919) 220-5177
2000 Avondale DR
Durham, NC
 
Credico LLC
(704) 527-5257
4801 E Independence Blvd
Charlotte, NC
 
Consumer Financial Services
(919) 599-3512
P.O. Box 37754
Raleigh, NC
 
Alliance Credit Counseling
(704) 341-1010
13777 Ballantyne Corporate Pl
Charlotte, NC
 

All-Important Credit Scores

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Source: Ventura County Star
Publication date: May 3, 2009

By Allison Bruce, Ventura County Star, Calif.

There may be more to you than your credit score, but that's where lenders typically start when deciding if they want to loan you money.

Credit scores are used in a variety of ways to see if borrowers are a good risk and to determine what type of interest rates they receive. That includes credit cards, car loans, mortgages and even renting an apartment.

There are dozens of credit scores used by different companies and lenders.

However, all those calculations start at the same point -- with your credit history from a credit reporting agency.

A lot of the basics for how people damage or improve their credit ratings remain the same.

Knowing your score is increasingly important. The most commonly known score is FICO, which was developed by Fair Isaac Corp. The company, now known simply as FICO as of March 10, has a Web site where people can check their scores, which range from 300 to 850.

Traditionally, people visit the site to review their scores when they are about to make a major purchase, such as a home or car, said Barry Paperno, consumer operations manager. That has died down, though there is a lot of activity when people refinance a mortgage.

Also in the past, people with credit problems were buying scores and reports as they tried to rebuild credit, he said.

Now, more people with good credit are concerned about maintaining their credit.

Click here to read full article from Masonry Construction