All-Important Credit Scores Charlotte NC

Credit scores are used in a variety of ways in Charlotte to see if borrowers are a good risk and to determine what type of interest rates they receive. That includes credit cards, car loans, mortgages and even renting an apartment.

Consumer Credit Counseling
(704) 563-4319
2467 Dunlavin Way
Charlotte, NC
 
Clearpoint Financial Solutions
(704) 525-2157
6047 Tyvola Glen Cir
Charlotte, NC
 
Credit Counselors Charlotte
(704) 525-2157
202 E Woodlawn Rd
Charlotte, NC
 
First Investment Financial
(704) 535-1966
5500 Executive Center Dr
Charlotte, NC
 
Financial Crisis Prevention
(704) 919-3434
1914 J.N. Pease Place
Charlotte, NC
 
B Vital Credit
(704) 537-6659
3125 Eastway Dr
Charlotte, NC
 
Credit Counselors
(704) 525-2157
6047 Tyvola Glen Cir
Charlotte, NC
 
Improve Credit LLC
(704) 877-8739
105 North Pine Street
Charlotte, NC
Prices and/or Promotions
20% off when you call and mention this ad

Credico LLC
(704) 527-5257
4801 E Independence Blvd
Charlotte, NC
 
Classic Romance
(704) 971-2950
8301 University Exec Park Dr
Charlotte, NC
 

All-Important Credit Scores

Provided By:

Source: Ventura County Star
Publication date: May 3, 2009

By Allison Bruce, Ventura County Star, Calif.

There may be more to you than your credit score, but that's where lenders typically start when deciding if they want to loan you money.

Credit scores are used in a variety of ways to see if borrowers are a good risk and to determine what type of interest rates they receive. That includes credit cards, car loans, mortgages and even renting an apartment.

There are dozens of credit scores used by different companies and lenders.

However, all those calculations start at the same point -- with your credit history from a credit reporting agency.

A lot of the basics for how people damage or improve their credit ratings remain the same.

Knowing your score is increasingly important. The most commonly known score is FICO, which was developed by Fair Isaac Corp. The company, now known simply as FICO as of March 10, has a Web site where people can check their scores, which range from 300 to 850.

Traditionally, people visit the site to review their scores when they are about to make a major purchase, such as a home or car, said Barry Paperno, consumer operations manager. That has died down, though there is a lot of activity when people refinance a mortgage.

Also in the past, people with credit problems were buying scores and reports as they tried to rebuild credit, he said.

Now, more people with good credit are concerned about maintaining their credit.

Click here to read full article from Masonry Construction