All-Important Credit Scores Winston Salem NC

Credit scores are used in a variety of ways in Winston Salem to see if borrowers are a good risk and to determine what type of interest rates they receive. That includes credit cards, car loans, mortgages and even renting an apartment.

Clearpoint Financial Solutions
(336) 294-1332
338 N Elm St
Greensboro, NC
 
Tidewater Financial Solutions LLC
(910) 790-8004
5019 Carolina Beach Rd
Wilmington, NC
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Foreclosure Prevention

DMD Financial Services
(336) 282-2678
2820 Lawndale DR
Greensboro, NC
 
Credit Financial Services
(919) 683-2412
100 W Morgan St
Durham, NC
 
Bradford Collection Services
(336) 852-0999
2733 Horse Pen Creek RD
Greensboro, NC
 
Classic Romance
(704) 971-2950
8301 University Exec Park Dr
Charlotte, NC
 
Credit Counselors
(704) 525-2157
6047 Tyvola Glen Cir
Charlotte, NC
 
Agbetunsin Olubayo O
(919) 680-4039
100 E Parrish St
Durham, NC
 
Ordered Steps Consulting
(919) 783-7770
4002 Barrett Dr
Raleigh, NC
 
Consumer Credit Counseling
(336) 665-1267
62 Tannenbaum Cir
Greensboro, NC
 

All-Important Credit Scores

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Source: Ventura County Star
Publication date: May 3, 2009

By Allison Bruce, Ventura County Star, Calif.

There may be more to you than your credit score, but that's where lenders typically start when deciding if they want to loan you money.

Credit scores are used in a variety of ways to see if borrowers are a good risk and to determine what type of interest rates they receive. That includes credit cards, car loans, mortgages and even renting an apartment.

There are dozens of credit scores used by different companies and lenders.

However, all those calculations start at the same point -- with your credit history from a credit reporting agency.

A lot of the basics for how people damage or improve their credit ratings remain the same.

Knowing your score is increasingly important. The most commonly known score is FICO, which was developed by Fair Isaac Corp. The company, now known simply as FICO as of March 10, has a Web site where people can check their scores, which range from 300 to 850.

Traditionally, people visit the site to review their scores when they are about to make a major purchase, such as a home or car, said Barry Paperno, consumer operations manager. That has died down, though there is a lot of activity when people refinance a mortgage.

Also in the past, people with credit problems were buying scores and reports as they tried to rebuild credit, he said.

Now, more people with good credit are concerned about maintaining their credit.

Click here to read full article from Masonry Construction