All-Important Credit Scores Winston Salem NC

Credit scores are used in a variety of ways in Winston Salem to see if borrowers are a good risk and to determine what type of interest rates they receive. That includes credit cards, car loans, mortgages and even renting an apartment.

First Investment Financial
(704) 535-1966
5500 Executive Center Dr
Charlotte, NC
 
Consumer Credit Counseling
(336) 665-1267
62 Tannenbaum Cir
Greensboro, NC
 
World Wide Collections Inc
(919) 620-9990
3215 Guess Rd
Durham, NC
 
Tidewater Financial Solutions LLC
(910) 790-8004
5019 Carolina Beach Rd
Wilmington, NC
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Foreclosure Prevention

Credit Financial Services
(919) 683-2412
100 W Morgan St
Durham, NC
 
Clearpoint Financial Solutions
(336) 294-1332
338 N Elm St
Greensboro, NC
 
Financial Crisis Prevention
(704) 919-3434
1914 J.N. Pease Place
Charlotte, NC
 
Bradford Collection Services
(336) 852-0999
2733 Horse Pen Creek RD
Greensboro, NC
 
Agbetunsin Olubayo O
(919) 680-4039
100 E Parrish St
Durham, NC
 
Newleaf Credit Counseling
(919) 510-0500
3801 Lake Boone Trl
Raleigh, NC
 

All-Important Credit Scores

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Source: Ventura County Star
Publication date: May 3, 2009

By Allison Bruce, Ventura County Star, Calif.

There may be more to you than your credit score, but that's where lenders typically start when deciding if they want to loan you money.

Credit scores are used in a variety of ways to see if borrowers are a good risk and to determine what type of interest rates they receive. That includes credit cards, car loans, mortgages and even renting an apartment.

There are dozens of credit scores used by different companies and lenders.

However, all those calculations start at the same point -- with your credit history from a credit reporting agency.

A lot of the basics for how people damage or improve their credit ratings remain the same.

Knowing your score is increasingly important. The most commonly known score is FICO, which was developed by Fair Isaac Corp. The company, now known simply as FICO as of March 10, has a Web site where people can check their scores, which range from 300 to 850.

Traditionally, people visit the site to review their scores when they are about to make a major purchase, such as a home or car, said Barry Paperno, consumer operations manager. That has died down, though there is a lot of activity when people refinance a mortgage.

Also in the past, people with credit problems were buying scores and reports as they tried to rebuild credit, he said.

Now, more people with good credit are concerned about maintaining their credit.

Click here to read full article from Masonry Construction