Bad Credit Loans Wilmington NC

Many people in Wilmington are aware that they can still get credit facilities from lenders despite being in bad shape financially. Well, for the sake of those who do not have the slightest idea about it, let us have a look at a few of the basic facts that might guide you.

BB&T - Pine Valley Branch
(800) 226-5228
4320 17th Street Extension
Wilmington, NC
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM after 4 uses per month. (Not all accounts provide this fee waiver.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided by:
Bank of America - South College Road Branch
(800) 432-1000
3500 South College Road
Wilmington, NC
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Wells Fargo - Wilmington-Myrtle Grove Branch
(866) 245-3452
5501 Carolina Beach Road
Wilmington, NC
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided by:
Bank of America - Sunset Park Branch
(800) 432-1000
1929 Carolina Beach Road
Wilmington, NC
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
SunTrust - Hospital Branch 534
(800) 786-8787
1950 South 17th Street
Wilmington, NC
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact SunTrust for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided by:
SunTrust - Oleander Branch 531&537
(800) 786-8787
3904 Oleander Drive
Wilmington, NC
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact SunTrust for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided by:
RBC Bank USA - Monkey Junction Branch
(800) 236-8872
5307 Carolina Beach Road
Wilmington, NC
ATM Fees
monthly fee: Monthly service fees range from $0 to $29.95. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2 fee each time you use an unaffiliated ATM. (Fee does not apply to all accounts.)
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact RBC Bank USA for details.
Services
Debit Reward Programs, Overdraft Protection, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
First-Citizens Bank & Trust - Pine Valley Branch
(888) 323-4732
3624 South College Road
Wilmington, NC
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM. This fee only applies to accounts opened in NC, VA or WV. (Fee does not apply to all accounts.)
Services
Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided by:
First-Citizens Bank & Trust - Downtown Branch
(888) 323-4732
315 Market Street
Wilmington, NC
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM. This fee only applies to accounts opened in NC, VA or WV. (Fee does not apply to all accounts.)
Services
Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided by:
First-Citizens Bank & Trust - Oleander Branch
(888) 323-4732
4022 Oleander Drive
Wilmington, NC
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM. This fee only applies to accounts opened in NC, VA or WV. (Fee does not apply to all accounts.)
Services
Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

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Bad Credit Loans

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Bad Credit Loans

Author: Peter Gitundu

Many people are aware that they can still get credit facilities from lenders despite being in bad shape financially. Well, for the sake of those who do not have the slightest idea about it, let us have a look at a few of the basic facts that might guide you. To begin with, you need to identify the lending firms whose specialization is financing people with poor scores as far as their financial records are concerned.

These are the people who will help you achieve your dreams, whether you are looking for a loan to buy a house or even your dream car. Once you have identified the firms, you need to compare their rates of interest. You will realize that the interest charged is higher than is charged on normal loans. This is just a small price to pay for having bad credit records though. In any case, it is worth the trouble because on the other hand, having superb financial records does not always guarantee you eligibility for loan advancement.

To increase the chances of getting an approval while having poor records, be truthful to your lenders. Present them with records of your financial statements and let them help you start rebuilding your rating. In fact, if possible, work on your records for about a year, this time ensuring that you do not have any negative balances.

This is likely to improve the lenders view of your financial management and advance you the loan facility. Avoid applying for a loan if you are a newly graduated professional who has not yet settled fully in the job industry. This may lead you to have bad credit records sooner than you expect it. Wait till you have worked for about six months.

Peter Gitundu Creates Interesting And Thought Provoking Content on Finance. For More Information On How To Manage Credit, Read More Of His Articles Here CREDIT MANAGEMENT If You Enjoyed This Article, Make Sure You SUBSCRIBE TO MY RSS FEED!

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