Beginner's Guide to Mortgage Shopping Boone NC
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Beginner's Guide to Mortgage Shopping
Have a cup of Joe while you
go over those loan papers Here's what you need to get started looking for a mortgage that best serves your needs at the lowest cost possible.
by Broderick Perkins
© 2008 DeadlineNews.Com
Unauthorized use of this story is a copyright violation -- a federal crime
Deadline Newsroom - It's not everyday you go looking for a mortgage.
We've said it once. We'll say it again: It's not a trip to the mall.
It's a methodical, step-by-step process requiring planning, time, effort and attention to details.
Here are some guidelines for beginners -- assuming you've already laid the groundwork by inspecting your credit report .
Inspecting your credit report and getting it in the best shape possible is your first step to the best mortgage. In today's tight money world it behooves you to take the time necessary to carefully scrutinize your credit report and to be prepared to explain to creditors any dings you can't fix.
(Get the full scoop on credit reports and credit scores from DeadlineNews.Com's Consumer Credit Center. )
Shop around for a mortgage from a variety of sources to determine what's available. Shop mortgage brokers, mortgage lenders, banks and credit unions. Don't forget to examine your local and state mortgage programs as well as community service and housing agency mortgages and mortgage assistance programs. ...
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