Financial Reports Fayetteville NC

The article examines the steps you should take to correct mistakes on your free credit reports in Fayetteville. This repairs your credit score and should re-establish your creditworthiness.

Mr. David M. Pound, CFP®
(910) 323-9195
1315 Fort Bragg Rd
Fayetteville, NC
Firm
Nobles Pound Financial Planning
Areas of Specialization
Asset Allocation, Budget Development, Comprehensive Financial Planning, Education Planning, Estate Planning, General Financial Planning, Insurance Planning

Data Provided by:
Mr. Daniel C. Griffin, CFP®
(910) 307-9102
PO Box 789
Fayetteville, NC
Firm
First Citizens Investor Services
Areas of Specialization
Asset Allocation, Estate Planning, General Financial Planning, Insurance Planning, Investment Management, Investment Planning, Long-Term Care

Data Provided by:
Mr. Collin L. Sumrall, CFP®
(910) 703-8767
100 Bradford Ave Ste 4
Fayetteville, NC
Firm
Raymond James Financial Servic
Areas of Specialization
Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Debt Management, Investment Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Self-Employed Business Owners

Data Provided by:
Kristin Mccarthy, CFP®
(910) 481-8590
2153 Valleygate Dr Ste 201
Fayetteville, NC
Firm
Morgan Stanley Wealth Management
Areas of Specialization
Asset Allocation, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Divorce Issues, Education Planning, Estate Planning

Data Provided by:
Mr. William J. Perry Iii, CFP®
(910) 860-7900
1995 Skibo Road
Fayetteville, NC
Firm
First Command Financial Services, Inc.
Areas of Specialization
Comprehensive Financial Planning
Key Considerations
Average Net Worth: $100,001 - $250,000

Average Income: $100,001 - $250,000

Profession: Government Employees

Data Provided by:
Mr. D. Eric Nobles, CFP®
(910) 323-9195
1315 Fort Bragg Road
Fayetteville, NC
Firm
Nobles Pound Financial Planning, Inc.
Areas of Specialization
Asset Allocation, Business Succession Planning, Comprehensive Financial Planning, Divorce Issues, Education Planning, Estate Planning, General Financial Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Self-Employed Business Owners

Data Provided by:
Mr. Joseph D. Jackson, CFP®
(910) 423-2020
210 Fairway Drive
Fayetteville, NC
Firm
Highland Financial Management
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Debt Management, Education Planning, Employee and Employer Plan Benefits, Investment Management, Retirement Planning

Data Provided by:
Denise S Lynch, CFP®
(910) 483-6181
2153 Valleygate Dr
Fayetteville, NC
Firm
Morgan Stanley Smith Barney
Areas of Specialization
Asset Allocation, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Divorce Issues, Education Planning, Employee and Employer Plan Benefits

Data Provided by:
Isaac R Allen, CFP®
(910) 867-8464
4200 Morganton Rd
Fayetteville, NC
Firm
Stalwart Financial Planning
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Estate Planning, Investment Management, Retirement Planning
Key Considerations
Average Net Worth: Not Applicable

Average Income: Not Applicable

Profession: Self-Employed Business Owners

Data Provided by:
Bank of America - Eutaw
(910) 487-2254
2810 Bragg Blvd
Fayetteville, NC
Type
Banking Center
Services
Banking Center Services: Change Order, Commercial Deposits, Night Deposits, Drive Up
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Multi-Check Deposit, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-6
Saturday Closed
Sunday Closed
Drive Up Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-6
Saturday Closed
Sunday Closed

Data Provided by:

Financial Reports

Provided By:

Author: David Mayer

The law is very straightforward. The Fair Credit Reporting Act gives all US consumers the right to receive one free report from the credit bureaus every year. The intention is to ensure that everyone understands their financial situation, takes precautions to fight identity theft, and gets (reasonably) fair treatment from all lenders. You have no right to receive your credit or FICO score. The problem is that every lender, insurance company and other company that uses the information about your finances applies a slightly different formula to work out your score. There is no one score to give you. All your get is your credit history. That’s all the transactions recorded by the banks, finance companies, insurers, etc. The good or bad news, depending on your point of view, is that up to 40% of all reports contain one or more mistakes. The good news is that you can get these mistakes corrected. The bad news is that everyone has been calculating your creditworthiness and risk profile on the basis of bad information, sometimes for years.

How do you get these histories? There’s a single federal site where you apply: www.annualcreditreport.com. There’s also a toll-free number: 877-322-8228. If you approach the three major credit bureaus directly, i.e. Equifax, Experian and TransUnion, there’s a chance you will be asked to pay. If you go to any other website, you will almost certainly be asked to pay to get your “free” reports. Use the federal site only to avoid problems. When you log on to the site, be prepared with your name, address, date of birth and social security number. You will also be asked for some other information only you would be expected to know, e.g. the amount you paid as the last mortgage instalment. Assuming you pass through the security system without problem, you will be give immediate access to your report. If you use the telephone system or write them a letter, expect to wait two more more weeks for a hard copy of the report to arrive. If you find a mistake on your free credit report that affects your credit scores, you should act immediately. Write to the credit bureau and the reporting agency that filed the incorrect information using certified mail with return receipt requested, and explain in detail why the credit report is wrong. Send copies of the relevant bills, statements, cancelled checks and receipts — hopefully, you are well organized and have been keeping all these original documents and records in a safe place. If you are writing to report a case of identity theft with someone opening an account or falsely using your credit cards, make a police report and send a copy of that report to the bank, credit card company, etc. The bureau and reporting agency have thirty days to reply with the results of their investigation. If they agree with you, the information will be corrected. If they disagree, they must given reasons. In this way, you can ensure that all the information about you is both complete and accurate. With your records accurate, your FICO scores should improve.

David Mayer has shared his vision and professional opinion on a vast array of topics and http://www.money-saving-solutions.com/what-to-do-when-you-get-your-report.html is one of the sites where you can read more of David Mayer's contributions.

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