Investing for Retirement Camp Lejeune NC

You may look at your portfolio today and think you have plenty of money to start giving out gifts to your children in tax-free amounts generally up to $12,000 per year if you are single and $24,000 per year if you are married. But your spending may change in retirement.

Mr. Ross M Van Klaveren, CFP®
(210) 456-7240
1447 Western Blvd Ste 100
Jacksonville, NC
Firm
USAA Wealth Management
Areas of Specialization
Asset Allocation, Charitable Giving, Education Planning, Estate Planning, Insurance Planning
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Government Employees

Data Provided by:
Mr. Marion V. Rains Iii, CFP®
(910) 617-3543
1171 Western Blvd
Jacksonville, NC
Firm
Navy Federal Financial Group
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Employee and Employer Plan Benefits, General Financial Planning, Government and Military, Insurance Planning, Investment Management
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $100,001 - $250,000

Profession: Government Employees

Data Provided by:
Ms. Korene Zue Phillips Marsh, CFP®
(910) 347-5900
302 B Western Blvd
Jacksonville, NC
Firm
First Citizens Investor Servic
Areas of Specialization
Asset Allocation, Banking, Business Succession Planning, Charitable Giving, Education Planning, Employee and Employer Plan Benefits, Estate Planning
Key Considerations
Average Net Worth: $250,001 - $500,000

Average Income: $100,001 - $250,000



Data Provided by:
Mrs. Stephanie M. Jeunette, CFP®
239 Parnell Rd
Hubert, NC
Firm
Simplified Outsourcing Solutions, LLC

Data Provided by:
Wells Fargo - Brynn Marr
(910) 353-0068
146 Western Blvd
Jacksonville, NC
Type
Branch
Office Hours
Mon-Thu 09:00 AM-05:00 PM
Fri 09:00 AM-06:00 PM
Sat-Sun Closed

Mr. Joseph R. Mclaughlin, CFP®
(910) 937-1177
200 Valencia Dr
Jacksonville, NC
Firm
First Command

Data Provided by:
Mr. Scott C Rainville, CFP®
(919) 751-8772
200 Valencia Dr
Jacksonville, NC
Firm
First Command Financial Planning
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Education Planning, General Financial Planning, Government and Military, Insurance Planning, Investment Management

Data Provided by:
Mr. Richard L. Pugh, CFP®
(910) 455-6400
824 Gum Branch Rd Ste I
Jacksonville, NC
Firm
Financial Security Management,
Areas of Specialization
Estate Planning, Government and Military, Insurance Planning, Investment Planning, Retirement Income Management, Retirement Planning, Small Business Planning

Data Provided by:
Mr. Charles Robert Jones, CFP®
(704) 348-9535
103 Fairytale Ln
Surf City, NC
Firm
Wells Fargo Advisors, LLC
Areas of Specialization
Retirement Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Bank of America - Country Club Road
(910) 355-4238
1726 Country Club Road
Jacksonville, NC
Type
Banking Center
Services
Banking Center Services: Change Order, Commercial Deposits, Night Deposits, Drive Up
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-6
Saturday 9-1
Sunday Closed
Drive Up Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-6
Saturday 9-1
Sunday Closed

Data Provided by:

Investing for Retirement

The goal of investing for retirement is to have enough money so you will never run out for your entire lifetime. But how do you guarantee the cash you put away each month will flourish into a beautiful money tree that just keeps sprouting hundreds? And if it does grow forever, how do you ensure your family will have tax-free access in the future? Start by sitting down with your financial advisor to determine what you will need for your future, says Paul Palazzo, managing director of financial planning with L.J. Altfest & Company.

You may look at your portfolio today and think you have plenty of money to start giving out gifts to your children in tax-free amounts generally up to $12,000 per year if you are single and $24,000 per year if you are married. But your spending may change in retirement. For instance, while you are working, you may eat dinner every night at home and vacation twice a year. However, you may want to eat out three times a week and travel four times a year when you retire because you have unlimited time to try new restaurants and go on trips to exotic locales.

It's generally best to give small gifts to your children now and let them wait until inheritance time to get more money, which may or may not require them to pay income tax. This is because there is more than one type of IRA or individual retirement account.

All your IRAs can house your buckets of investments set aside for long-term retirement savings.

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